Study in Canada from India: costs, universities and eligibility
Last updated 25 October 2026
Living funds, tuition examples, selected QS 2027 universities and master's eligibility for Canada, with documents, dates, application steps and official links.
Living cost
CAD 23,448 for a single applicant, applications from 1 September 2026, outside Quebec: about Rs 15.9 lakh.
1 CAD = Rs 67.81, as of 23 October 2026. Rates are as of 23 October 2026 and will move. Your bank may use a different rate and add charges.
Living funds and tuition are separate. Minimum visa funds are not a full course budget.
Tuition examples
Check your university's official fee page. University of Toronto 2026-27 international master's fees listed in the governing council fee schedule: M.Sc., M.A. and M.A.Sc. CAD 33,460 (about Rs 22.7 lakh); M.Eng. CAD 72,850 (about Rs 49.4 lakh). Check whether the fee is per year or for the whole programme on the university page.
Tuition varies by university, course and year. Add living funds and tuition together only after checking your own university.
Universities in the QS 2027 list
QS World University Rankings 2027, published June 2026. A selected list, not a recommendation or an affordability rating.
| University | Rank |
|---|---|
| McGill University | 30 |
| University of Toronto | 32 |
| University of British Columbia | 45 |
| University of Alberta | 96 |
| University of Waterloo | 113 (tied) |
Eligibility at a glance
University of Manitoba example only
- University of Manitoba example only: a four-year honours bachelor's degree or equivalent from a recognised institution.
- GPA of at least 3.0 (B) or equivalent in the last 60 credit hours. For applicants from outside Canada and the US, this means the last two years of full-time study.
- Proof of English proficiency where a test score is required. Some departments ask for GRE or GMAT. Other Canadian universities set different rules.
University of Manitoba, international graduate admissions · checked 25 Oct 2026
General guide only. Every university and course sets its own rules. Check the programme page.
Documents you will need
Study permit
- Letter of acceptance (LOA) from a designated learning institution. You cannot apply for a study permit without it.
- Other documents depend on your case. IRCC lists them.
- From 1 January 2026, a master's or doctoral student at a public institution does not need a provincial or territorial attestation letter. Quebec applicants must still meet that province's requirements.
Proof of funds
- See the living-cost section for the single applicant amount outside Quebec and its application date.
Rules, fees and dates change. Confirm on the official site before you act. Checked 25 October 2026.
Important dates and timing
| Item | What the source says | Source label |
|---|---|---|
| When you can apply | No study permit application until you hold the LOA. | IRCC graduate student study permit page (Official) |
| Processing time | IRCC's page gives no processing time for master's students. | IRCC graduate student study permit page (Official) |
| University deadlines | Check each university's page. | University of Manitoba, international graduate admissions (Official) |
Rules, fees and dates change. Confirm on the official site before you act. Checked 25 October 2026.
How to apply, step by step
- Choose a school and programme at a designated learning institution.IRCC graduate student study permit page (Official)
- Get the LOA.IRCC graduate student study permit page (Official)
- Gather documents.IRCC graduate student study permit page (Official)
- Add family members if applying together (optional).IRCC graduate student study permit page (Official)
- Apply online through your IRCC secure account.IRCC graduate student study permit page (Official)
Rules, fees and dates change. Confirm on the official site before you act. Checked 25 October 2026.
Prepare in time
Our suggested planning order, not an official timeline
- Shortlist programmes and read each programme page.
- Book the English test required by your programme.
- Ask referees early.
- Draft the statement of purpose.
- Collect certified transcripts and the documents your programme asks for.
- Check funds against your course and the official requirements.
- Run your numbers in the calculator and talk to your lender before you accept an offer
Rules, fees and dates change. Confirm on the official site before you act. Checked 25 October 2026.
Official links
- IRCC graduate student study permit page (Official)Opens an external site
- University of Manitoba graduate admissions (one example) (Official)Opens an external site
- CIC News, Canada proof of funds (Guide)Opens an external site
Rules, fees and dates change. Confirm on the official site before you act. Checked 25 October 2026.
Loan reality check
A course offer and a repayment plan are different checks. Use your own university's costs and compare the calculator's scenarios. The calculator does not decide admission or visa eligibility.
Open the loan calculatorRelated guides
- How to apply for master's abroad: documents, dates and checklist
- Eligibility for master's abroad: Germany, UK, Canada and USA
- Study abroad living-cost requirements in 2026
- Top universities by country: QS 2027 ranks and what they mean for your loan
Sources
- University of Toronto, 2026-27 fee schedule · checked 25 Oct 2026
- CIC News, Canada proof of funds · checked 25 Oct 2026
- Pound Sterling Live · checked 25 Oct 2026
- QS World University Rankings 2027 announcement via AAP · checked 25 Oct 2026
- MTL Blog, Canadian QS 2027 rankings · checked 25 Oct 2026
- Amberstudent, QS 2027 rankings · checked 25 Oct 2026
- University of Manitoba, international graduate admissions · checked 25 Oct 2026
General information, not financial or admissions advice. No admission or visa is promised. Confirm current costs and rules on the university and official government pages.
Last reviewed 25 October 2026