StudyLoanReality

Study in UK from India: costs, universities and eligibility

Last updated 25 October 2026

Living funds, tuition examples, selected QS 2027 universities and master's eligibility for UK, with documents, dates, application steps and official links.

Living cost

GBP 1,171/month outside London or GBP 1,529/month in London, for up to 9 months: about Rs 13.4 lakh or Rs 17.5 lakh.

1 GBP = Rs 126.99, as of 23 October 2026. Rates are as of 23 October 2026 and will move. Your bank may use a different rate and add charges.

Living funds and tuition are separate. Minimum visa funds are not a full course budget.

Tuition examples

Check your university's official fee page. University of Manchester, MSc Advanced Computer Science, September 2026 entry: GBP 39,400 per year for international students (about Rs 50 lakh). One example only; fees differ a lot by university and course.

Tuition varies by university, course and year. Add living funds and tuition together only after checking your own university.

Universities in the QS 2027 list

QS World University Rankings 2027, published June 2026. A selected list, not a recommendation or an affordability rating.

UniversityRank
Imperial College London2 (tied)
University of Oxford4
University of Cambridge6
UCL8 (tied)
University of Edinburgh35
King's College London37
University of Manchester40

Eligibility at a glance

Yocket general guide

  • Bachelor's degree in a related field. The guide links a UK 2:1 to about 75 percent and a 2:2 to about 60 percent, but conversion differs by university. Check each university for acceptance of a 3-year degree.
  • English: IELTS bands 6 to 7, TOEFL 90 to 100, or PTE 60 and up, depending on the programme.
  • Documents: application form, statement of purpose, English test score, transcripts, recommendation letters and CV. GRE or GMAT only for some programmes. Two to three years of work experience may help for some courses.

Yocket, eligibility and requirements for master's in UK · checked 25 Oct 2026

General guide only. Every university and course sets its own rules. Check the programme page.

Documents you will need

Student visa

  • Evidence of English ability
  • Documents as evidence of finances and course
  • Proof of identity
  • A tuberculosis (TB) test if the GOV.UK checker says you need one
  • An ATAS certificate may be needed for some master's level courses. Check GOV.UK.

GOV.UK Student visa (Official)

University application, usual set

  • Application form, statement of purpose, English test score, transcripts, recommendation letters and CV. GRE or GMAT only for some programmes. Two to three years of work experience may help for some courses.

Yocket, eligibility and requirements for master's in UK (Guide)

Rules, fees and dates change. Confirm on the official site before you act. Checked 25 October 2026.

Important dates and timing

ItemWhat the source saysSource label
Earliest visa application from outside the UK6 months before your course starts.GOV.UK Student visa (Official)
Visa decision from outside the UKUsually about 3 weeks. This is not a guaranteed decision time.GOV.UK Student visa (Official)
Visa fee from outside the UKGBP 558.GOV.UK Student visa (Official)
Healthcare surchargePaid as part of the application and depends on visa length.GOV.UK Student visa (Official)
FundsSee the living-cost section and check GOV.UK's money page.GOV.UK money page (Official)
University deadlinesCheck each university's page.Yocket, eligibility and requirements for master's in UK (Guide)

Rules, fees and dates change. Confirm on the official site before you act. Checked 25 October 2026.

How to apply, step by step

  1. Get an offer from a licensed student sponsor.GOV.UK Student visa (Official)
  2. Meet English and funds requirements.GOV.UK Student visa (Official)
  3. Collect documents.GOV.UK Student visa (Official)
  4. Apply online on GOV.UK.GOV.UK Student visa (Official)
  5. Wait for the decision.GOV.UK Student visa (Official)
  6. Plan travel.GOV.UK Student visa (Official)

Rules, fees and dates change. Confirm on the official site before you act. Checked 25 October 2026.

Prepare in time

Our suggested planning order, not an official timeline

  1. Shortlist programmes and read each programme page.
  2. Book the English test required by your programme.
  3. Ask referees early.
  4. Draft the statement of purpose.
  5. Collect certified transcripts and the documents your programme asks for.
  6. Check funds against your course and the official requirements.
  7. Run your numbers in the calculator and talk to your lender before you accept an offer

Open the calculator

Rules, fees and dates change. Confirm on the official site before you act. Checked 25 October 2026.

Loan reality check

A course offer and a repayment plan are different checks. Use your own university's costs and compare the calculator's scenarios. The calculator does not decide admission or visa eligibility.

Open the loan calculator

Sources

General information, not financial or admissions advice. No admission or visa is promised. Confirm current costs and rules on the university and official government pages.

Last reviewed 25 October 2026

Back to the calculator